Medical Assistance in Russia, CIS and worlwide

Cost Containment

 Effective cost containment can have a huge impact on corporate expenditure or the profitability of an underwriter.
AP's specialist Cost Containment team consistently achieves significant savings worldwide. Key elements of our service include:
  • Access to our global network of hospitals, clinics, and visiting doctors
  • Guaranteed discounts in network hospitals located in popular tourist / expats destinations
  • Exclusively negotiated fixed rates for specific medical procedures
  • An office in Moscow providing 'hands-on' control of the billing process
  • Direct billing arrangements with payments made in any currency.
  • Close monitoring and regular 'spot checks' of high volume / problem facilities
  • An in-house travel department with direct relationships with airlines and hotel groups to ensure availability of flights and accommodation at discounted rates.


  Payment Protection

 A new entrant to the creditor claims market, AP COMPANIES brings a new approach to cost effective management of payment protection claims.
With a focus on protecting insurers against Fraud and exaggerated claims, key features of the AP COMPANIES service include:
• Cognitive interviewing at claim notification stage to guard against fraudulent claims
• Medical assessments by our own in-house specialists
• Experienced claims handlers with strong technical and product knowledge
• Full reporting by scheme, condition and section of cover